What Is Debtoptions?

DebtoptionsDebtoptions is a movement started in late 2012. It was founded on the principle that since 2008, we, real ordinary people, have watched our country come to its knees due to a gamble of the banks. The sell out of OUR resources by our politicians and the lies and ommitions about our place in the world crises. The sense of hopelessness has brought hundreds to a very dark place and with no hope in sight many have taken their lives!

Claire Cullinane decided that enough was enough, and started Debtoptions. The process is simple. Ordinary people who find themselves with massive amounts of unpayable debt, who the banks put enormous amounts of pressure on despite being directly responsible for the people’s inability to pay in the first place, individually sue the banks for €1,000,000 each.

People For Economic Justice of course thought the idea was fantastic. It is exactly what we fight for every day: people standing up for their rights, not allowing themselves to be bullied by the banks, and taking back control of their lives.

The Irish Sue The Banks, With Debtoptions

Ben Gilroy will be on hand in every single trial. Thus far over 200 people have filed a lawsuit against their mortgage lender. As soon as the lawsuit is in place, you can cease repayments until such time as the matter has been resolved in the courts. All documentation is available from Debtoptions, and they will be with you every step of the way.

Every single person who has thus far taken the decision to sue their lender has reported a huge upsurge in their personal mood, and their sense of personal empowerment. We have hubs all across the country where everyone taking a lawsuit meet up to discuss the current state of their lawsuit.

Join Debtoptions today. Call 0872565728, check out the Debtoptions Facebook page, or fill out the contact form here on site.

Tipp FM Interview Ben Gilroy

Tipp FM who interviewed Ben GilroyAn odd circumstance led to this interview with Ben Gilroy on Tipp FM. The news somehow reached Tipp FM (as well as a few other people we heard from), that the Sheriff who recently evicted Eugene Dooley from his constitutionally protected home, had been arrested! As of Wednesday 13th of December 2017 , we are unaware as to where this news originated, but as far as we are aware, there is no truth to it. Not that we would not like it to be true, and that every Sheriff in the country would be arrested, but Mairead Ahern is still walking free.

That aside, this interview serves as a nice little catch up interview.

The interview with Tipp FM

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Covered during this interview are many of the issues that People For Economic Justice argues against. Ben informs Tipp FM of the illegal action knows as securitization committed by all banks. Securitization is the practice of selling a mortgage on the stock exchange, and usually happened immediately after the mortgage had been agreed. This practice led to the bank bailout, but is often used to the borrowers advantage by Ben Gilroy when he asks receivers and solicitors to see the loan agreements in question. They of course can rarely produce such an agreement, given that they sold them.

Bolstering securitization was the phenomenon of drive-by valuations. As the banks wanted healthy mortgages to sell on the stock exchange, they would often spend little to no time placing a value on a house. Normally they would simply glance at it, come up with the highest six to seven-figure they could, and name it. This led to one interesting circumstance that Ben informed Tipp FM about. A man came to a bank with an agreement to buy a house for €750k. The bank informed him that he originally asked for €850k, and that he must take that, or the agreement was void!

Finally, there is the brain transplants that certain members of Fine Gael seem to have undergone, the day after they came into power. We have all heard, and remember, the famous outcry by Leo Varadkar that “the banks aren’t getting another cent“. We linked to that one as it is so universally known. The video below however is a less well know one. It is the current Finance Minister, while he was Fine Gaels spokesman for finance when they were in opposition, decrying Fianna Fail for paying back bondholders. One aspect we enjoy is the giggling of Brian Hayes and Leo Varadkar during his speech. Do they know that Noonan is simply saying this for effect, and in fact fully intends to uphold the payments? You decide.

Listen to more of Tipp FM’s interviews here.

The Unbiased Justice Ms. Mary Laffoy

Mary LaffoyQuite possibly the first rule of any court room, of any type, in any form of civilization in the world, is that the Judge presiding over said court, must be unbiased and honourable. This is for a very obvious reasons. If the Judge is biased, how can they possibly hope to judge a situation in a fair way?  Enter Judge Mary Laffoy of the High Court. Judge Mary Laffoy presides over a lot of the cases that Ben Gilroy and People For Economic Justice attend, in an attempt to keep people in their homes. Judge Mary Laffoy has been responsible for some of the most heinous miscarriages of justice thus far encountered by People For Economic Justice.

The video below highlights the character of this woman. Ms. Justice Mary Laffoy is seen in the video below, instructing law students on how to evict families from their homes. This clearly demonstrates that Ms. Justice Mary Laffoy is entirely biased on the matter of eviction. How on earth can she stand and judge the merits of a case on the topic, when a banks interests are weighed against the rights of a family to keep warm and out of the elements?

The Honourable Ms. Justice Mary Laffoy

You can read plenty of stories about Ms. Mary Laffoy elsewhere on the site. The most obvious one is the classic miscarriage of justice that was the case of Gerry Burns.

One thing not related to People For Economic Justice that we can thank Ms Mary Laffoy for is the blocking of the injunction by Independent TD Thomas Pringle, against the ratification of the European Stability Mechanism. Mr. Pringle argued that the ESM was linked to the Fiscal Treaty. As the Fiscal Treaty was put to the people in a referendum, so to should the ESM ratification. Ms Mary Laffoy felt otherwise. Find a full article on the topic here.